The Affordable Care Act permits young adults to remain as dependents on their parents’ group health plan until they turn age 26.
Losing coverage on a parent’s plan when you turn 26 is a qualifying event that triggers a special open enrollment period for individual health insurance, or enrollment in a group plan through your employer if you’re eligible. You have 60 days from your term effective date to enroll in a new individual plan (or 30 to 60 days to enroll in your employer’s group plan).
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